Bachelor's Degree in Finance, Accounting, Economics, Business, or related fields.

Minimum 2 years of Credit Analysis experience.

Tagalog proficiency is mandatory; good English communication skills.

Strong analytical, problem-solving, and decision-making skills.

Proficient in Excel/MS Office and CRM tools.

Assess borrowers' creditworthiness, financial health, and repayment capacity.

Analyze credit bureau reports, bank statements, and KYC documents.

Evaluate loan applications and identify potential credit risks.

Manage loan settlements, consolidation, and refinancing processes.

Monitor portfolio performance, default trends, and risk indicators.

Generate data-driven insights to improve credit strategies and portfolio quality.

Collaborate with Credit Risk, Legal, Customer Service, and external lenders.